Talk:USAA

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Because of their length, the previous discussions on this page have been archived. If further archiving is needed, see Wikipedia:How to archive a talk page.

Previous discussions:

[edit] Proposed changes

This proposes to establish two new Wikipedia root pages:

1: USAA Group: an unincorporated entity with 5.9 million members. 2.1 million persons are members of USAA Group through their subscription to the unincorporated reciprocal interinsurance exchange. Membership for the remaining 3.8 million members is conferred through simply being a customer of some service or product other than USAA - the unincorporated reciprocal interinsurance exchange. In general, members of USAA Group who are not subscribers to the unincorporated reciprocal interinsurance exchange are members of an affinity group composed of children of members; however, this is not always the case, and it may be that there are numerous members who are simply customers of USAA Group's Financial Services Operations.

2: United Services Automobile Association: a subscriber/member organization of about 2.1 million current and former commissioned officers and senior NCOs who are subscribers to the unincorporated reciprocal interinsurance exchange. Subscribers to the unincorporated reciprocal interinsurance exchange are also members of USAA Group.

Critical distinguishing factor: All 2.1 million members of United Services Automobile Association have Subscriber Savings Accounts. The 3.8 million members of USAA Group do not have Subscriber Savings Accounts! The $6.5 billion in Subscriber Savings Accounts is the cash which is used to sustain the subsidiaries of USAA Group: e.g. USAA CIC; USAA Savings Bank; USAA Real Estate Company, IMCO, etc. It is a curiosity that $6.5 billion in Subscriber Savings Accounts is almost exactly equal the USAA's stated share of the networth in those subsidiaries - $6.5 billion.

The present USAA page will remain - but will be changed to be a root page or disambiguation page for the two new pages.

This suggestion is floated on December 24, 2007 at 12:18 GMT [ZULU time]. —Preceding unsigned comment added by Usaa member in poland (talk • contribs) 12:18, December 24, 2007

I do not think we should do this. If we did, a merge would be suggested very quickly - the differentiation between the two is small, and they aren't different enough to warrant separate articles. You could spruce up the difference in the article if you want to. --Matt (talk) 13:10, 24 December 2007 (UTC)
Please tell us, Mlroche, why this is a difference without a distinction. Please identify yourself and your email - and your interest in the matter. —Preceding unsigned comment added by Usaa member in poland (talk • contribs) 14:59, December 24, 2007
I challenge the notability of the distinction. The burden before you split the article is to show why the article should be split. Does the public care about the distinction between the two? If a (hypothetical) company ran its banking, insurance, and credit cards under 3 different incorporations, but appeared as a unified front to consumers as one company, I would argue the articles shouldn't be split by incorporation. In the same way, why should this article be split up in that manner? Why is that a better solution than describing in one article the corporate structure?
I reserve the right to keep my email address and identity private. --Matt (talk) 18:16, 24 December 2007 (UTC)
You have the right carry on incognito: just so that we know you want your cake and to eat it too = in silent solitude - a cold gruel indeed. But the isusue remains that the article is mis-titled. USAA Group, with 5.9 million members (see the 2006 Annual Report) is the higher organization.
United Services Automobile Association, with 2.1 million members, falls under USAA Group. Davis was CEO of USAA Group. He was also the CEO of the other subsidiaries - USAA CIC etc. So in a sense, maybe the best way is to move everything to a new Wikipedia page and call it USAA Group. And then each of the subsidiaries can fall within the major group. And this also takes care of the disambiguation issue surrounding USAA. I am pretty much of an expert on the organization of reciprocal interinsurace exchanges. I'd like to know something about your qualifications to write on the subject. Do you have an MBA or any other qualifications you'd like to share with us?
Also - on the subject - how is it that you find the $6.5 billion committed by the 2.1 million subscribers of the URIE to be not noteworthy: esp. when compared to the fact that the other 3.8 million members have committed no funds. That's a little like a club where less than half the members pay dues? I find that very noteworthy. What is also noteworthy is the fact that the heirachy at USAA does not want this issue discussed. Whenever the question of the $6.5 billion comes up - it get's jumped on by teams of triple-revert instant experts. Maybe you can offer an explanation for that as well?
You also cited whether the public cared to know the distinction between the 2.1 million who have given $6.5 billion and those who have not. Are you serious? Is Jimbo now requiring the truth be sculpted so that it satisfies those issues the public cares about. Read the bitter thread of this article: and you will see a lot of people caring about these issues - mostly to make sure that they never see the light of day.
This thread and your contributions are being mailed to:
John H. Moellering, 50130 Manly, Chapel Hill, NC 27517 919.933.0979 (office) 919.933.9374 (home)
We'll see how he likes the truth being manipulated. —Preceding unsigned comment added by Usaa member in poland (talk • contribs) 20:36, December 24, 2007


I don't believe I said that. I think you need to back up what you're saying with external notability sources. This isn't the place to create notability. We don't get to decide what's notable.
Articles are usually under what people know as the company. Check out United Airlines and UAL Corporation, for example. I'm not against forming another article about USAA Group, but I'm not sure the distinction to the public is notable enough for that. -- Matt (talk) 20:39, 24 December 2007 (UTC)
Ah, the more things change, the more they stay the same. Seems as if another sockpuppet is back and doing the work of the fellow that has so much grievance with USAA. We ran through this whole disambiguated drill about 6 months ago, and I think a couple of times before that. Each time we've came to the conclusion that this USAA should keep the USAA article name. I'm not the ruling body here, but I'd say ban "Usaa member in poland" and let other Wiki members get back to contributing/maintaining rather than dealing with such nonsense. --Brownings (talk) 15:34, 25 December 2007 (UTC)

[edit] Unlistify

I should have clarified that the list tag I added was because the list in the middle of the prose was jarring. I've converted it. -- SatyrTN (talk / contribs) 15:19, 9 February 2008 (UTC)


[edit] Notable USAA Members

(continued from archived thread)

Rob Riggle comedian and USMC reserve Major —Preceding unsigned comment added by 71.159.149.176 (talk) 17:38, 4 March 2008 (UTC)