Talk:Layaway

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[edit] Advantages to Layaway

What advantages are there to layaway? The customer pays in installments but does not receive the item until all payments have been made - how does this differ from simply saving and purchasing the item at once? The item is received at the same time and without any layaway fees or inconvenience for the merchant. What advantages does layaway have that would make it more appealing than simply saving for the item? 216.36.186.2 (talk) 16:04, 23 May 2008 (UTC)

People that don't have the discipline to save on their own might benefit by having a 'bill to pay' which forces them to 'save' for what they want. I agree, not the best plan, but some people probably need something like that to make them commit.--24.181.231.46 (talk) 01:59, 1 June 2008 (UTC)