Talk:Interac

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[edit] Online purchases?

Friends in Canada tell me that Interac does not allow Canadians to use their debit cards for internet purchases; certainly the Canadian Amazon site won't take them. If this is indeed so, it ought to be mentioned in this article (probably under "Services not offered..."), since it's a fairly major restriction; in a number of countries (such as here in Britain), debit cards are extremely popular for online shopping. Loganberry (Talk) 23:54, 6 June 2006 (UTC)

Indeed we cannot make purchases online with Interac - Interac is an immediate form of transaction. You have to type your pin number in for it to be accepted. The machine directly contacts your account and removes the money from it. - Anonymous

Interac can be used online. Interac Online Sample list of online retailers Participating Retailers Ice-Wolf 17:09, 4 December 2007 (UTC)

[edit] Interac Japan

I came to this article looking for the English training company from Japan. I was going to make a disambiguation link, but there's no article to link to and all I know about the company is that it exists.--Dustin Asby 20:40, 12 September 2007 (UTC)

[edit] Requested move

The following discussion is an archived discussion of the proposal. Please do not modify it. Subsequent comments should be made in a new section on the talk page. No further edits should be made to this section.

The result of the proposal was Move, perfectly sensible request despite lack of participation. Duja►

Current Interac article does not assert importance of Interac in Japan vs. Interac in Canada for article naming convention. Furthermore, there is a large base of articles already linking to "Interac" only in reference to the Canadian company. Suggesting that the article be moved to "Interac (Japan)" and that "Interac Association" be moved back to "Interac" or that it becomes at least a disambiguation page. AirOdyssey (Talk) 23:55, 12 September 2007 (UTC)

The above discussion is preserved as an archive of the proposal. Please do not modify it. Subsequent comments should be made in a new section on this talk page. No further edits should be made to this section.

[edit] Removal of the "Criticisms" section

I've removed the "Criticisms" section from the article and moved it here for discussion. The removed text is as follows:

"One criticism of debit cards is that they slow down checkout lineups overall. When using a PSTN-based Interac terminal, the steps required to swipe the card, enter the PIN, and have the transaction verified and approved remotely can sometimes be significantly slower than a cash transaction, even when change must be fumbled with, or even a credit card transaction. Some merchants, such as Tim Hortons, openly refuse to accept IDP in most provinces for that reason.

Another criticism of debit cards is that they actually do not help with money management and actually mask the act of spending money. Consumers don't give or receive a tangible monetary device like paper or coin money and thus may find difficulty in tracking funds. Coupled with in some cases banking fees for using debit transactions, consumers may find it less significant to make several little electronic purchases throughout the day. The true cost is not fully appreciated until they receive their bank statement at the end of the month."

This section has no citations, borders on original research (re: wait times), and - as with most "Criticisms" sections - is open to abuse. Please don't interpret this as an attempt to censor critical assessments of the system - they certainly have a valid place in the article. However, such analysis, as with any information in a Wikipedia article, needs to come from a verified third-party source. Thoughts? --Ckatzchatspy 00:26, 13 September 2007 (UTC)

Works for me. --GreenJoe 00:59, 13 September 2007 (UTC)