Template:FNBO Direct Rates
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| Certificates of Deposit | ||||
| Product | APR | APY | ▲ ▼ ▬ | Previous APY |
| 6-month CD | 2.92% | 3.01% | ▲ | 2.75% |
| 9-month CD | 3.15% | 3.25% | ▲ | 2.75% |
| 12-month CD | 3.25% | 3.35% | ▲ | 3.01% |
| 18-month CD | 3.49% | 3.60% | ▲ | 3.25% |
| 24-month CD | 3.73% | 3.85% | ▲ | 3.50% |
| Savings Accounts | ||||
| Product | APR | APY | ▲ ▼ ▬ | Previous APY |
| Savings Account | 3.44% | 3.50% | ▲ | 3.25% |
| Billpay Accounts | ||||
| Product | APR | APY | ▲ ▼ ▬ | Previous APY |
| Billpay Account | 2.47% | 2.50% | ▬ | 2.50% |
