Talk:Encumbrance

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Why in heavens is 1/3 of this article devoted to some meaningless quote from the Hong Kong legal code? And why the Chinese characters?

What is the term used for one who encumbers? Such as the Grantee of an easement? There are lienholders and there are...(encumberers?) —Preceding unsigned comment added by 64.65.185.34 (talk) 19:56, 22 April 2008 (UTC)