Talk:EMV
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I'm not sure, but in my opinion, the second link shoud be removed. (Unnamed)
[edit] Merge EMV with Chip and Pin
See also discussion on Talk:Chip and PIN
EMV also stands of Electro Magnetic Vehicle being developed by ISITEL, INC. as can be seen at: www.isitel.com/emv.htm —Preceding unsigned comment added by 71.138.4.190 (talk) 19:56, 13 September 2007 (UTC)
- I think they should remain separate. One is UK (Chip and PIN) and the other is World wide 'Standard'.
The safety of the PIN method is not related to EMV (Which is a standard), but to the way it is implemented (i.e using PIN as the verification). It could be in either! Ben 16:09, 23 May 2006 (UTC)
- Keep seperate. EMV is a technology being deployed worldwide, Chip and PIN is merely the UK implementation of the system. —Preceding unsigned comment added by PhennPhawcks (talk • contribs) 14:58, 13 July 2006
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- The entries should be kept separate because as already stated EMV is deployed world wide, where as Chip and PIN is currently only deployed in the UK. --Mark.s.burgunder 03:47, 28 July 2006 (UTC)
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- PIN is not needed for chip payments. If you use a Swedish payphone, Swedish parking meter or a Japanese Lawson convenience store, the chip is read, but there is no kind of verification (neither PIN nor signature). In the case of Lawson, a PIN code is needed if the purchase exceeds a certain amount of yen, though. (212.247.11.153 13:59, 15 August 2007 (UTC))
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"CHIP&PIN" (http://www.chipandpin.co.uk/) was an organization and program launched by the Association for Payment Clearing Services (APACS) in the UK in the second phase of the EMV Migration related to PIN management. This organization did the promotion of the deployment of EMV with PIN based authentication, by providing information and support to the retailer, cardholders and banks. Background: The UK Banks under the pressure form the Retail Industry had chosen not to use PIN authentication to release the investements to be done (introduction of a PIN-pad at every acceptance point). Millions of cards were issued before the banks identified that EMV without PIN authentication was not resolving the fraud issue. This was no surprise as the main EMV value is the strong PIN Authentication service. So Yes IMHO, CHIP&PIN is regional (UK) and not directly related to EMV. —Preceding unsigned comment added by 57.67.177.33 (talk • contribs) 14:15, 30 August 2006
- The entries should remain separate. EMV is a specific standard narrowing the choices presented in ISO 7816. ISO 7816 would be "chip", while EMV is more specific. EMV implementations support 5 Cardholder Verification Methods (CVMs), of which the PIN implementation (Offline Plaintext PIN)in the UK is just one. Note that France is "chip and PIN" and has been for years, though they are not (yet) EMV (though in the processing of converting). The other EMV CVMs are Offline Enciphered PINs, Online PIN, Signature, and No CVM Required. Further an EMV card can support more than one CVM, in order to ensure acceptance; so if a terminal did not do Offline PIN, the card could request Signature. —Preceding unsigned comment added by 198.241.217.15 (talk • contribs) 22:27, 2 October 2006
Looks like a strong agreement. I'm removing the Merge tag. Zaian 11:34, 19 October 2006 (UTC)
[edit] Why does the text use the term "credit cards"?
I wonder why the text uses the term "credit card" all over as if it was the only mode of payment. In fact, credit cards are just one example of payment cards - just like, e.g., debit cards.
I suggest to correct every occurence of credit card to payment card (or, simply, card).
