Talk:Direct debit

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What is the reason why people don't like Direct Debit? Its the easiest and hassle free mode of payment. I want to know the feedback on Direct Debit. —Preceding unsigned comment added by 203.110.81.246 (talk • contribs)

Some people worry about their accounts possibly being overdrawn. --JD^talk_email 21:20, 12 June 2006 (UTC)

This article and its comments provide some other reasons why people don't like DD. It's very easy for companies to overcharge without customers noticing or doing anything about it. The company has all the control over the debit, as opposed to a standing order where the customer is in control. I wonder whether that webpage should be linked from the main article? --AlexChurchill 14:45, 9 February 2007 (UTC)

[edit] Cancelling a Direct Debit

When I asked my bank to cancel a DD, they advised me that the company (in this case an Internet Service Provider) belonged to a DD guarantee setup, which meant they could re instate the DD without my authority. The bank told me this was to stop people cancelling DDs just because they felt like it.

The DD website does not mention this at all.

So what is the exact situation, can I cancel a DD safe in the knowledge it stays cancelled? —The preceding unsigned comment was added by Dalavich (talk • contribs) 18:29, 29 January 2007 (UTC).

Interesting. When I asked about getting some money returned on a DD, my UK bank told me that they could refund the money if they were notified within 24hrs, and "usually up to three days". That's hardly satisfactory when bank account statements are only sent out monthly. This looks like an intriguing story. Samsara (talk • contribs) 23:04, 30 January 2007 (UTC)

I'll phone my bank and ask them for the exact term they used about DDs. But the ISP was Freeserve, and if I did not cancel the DD with them too, they could re-instate without any intervention. Although the bank was not too sure how to respond, when I told them I'd move bank if they reinstated this DD! Dalavich 20:52, 9 April 2007 (UTC)

[edit] Fair use rationale for Image:Direct Debit logo.gif

Image:Direct Debit logo.gif is being used on this article. I notice the image page specifies that the image is being used under fair use but there is no explanation or rationale as to why its use in Wikipedia articles constitutes fair use. In addition to the boilerplate fair use template, you must also write out on the image description page a specific explanation or rationale for why using this image in each article is consistent with fair use.

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[edit] Why does Debit Note redirect here?

Although there are similarities between debit notes and direct debits, I do not think they are the same thing at all, however, I do not know enough about Debit Notes to write a seperate article. —Preceding unsigned comment added by Mrsrargsbrother (talk • contribs) 14:47, 1 October 2007 (UTC)

A debit note is the opposite of a credit note but is also, I believe, a foreign translation for a direct debit mandate. —Preceding unsigned comment added by 193.95.165.190 (talk) 10:19, 4 October 2007 (UTC)