Death spiral (insurance)

From Wikipedia, the free encyclopedia

Please help improve this article or section by expanding it. Further information might be found on the talk page or at requests for expansion. (January 2007)

Death spiral is a term used to describe an insurance plan whose costs are rapidly increasing as a result of changes in the covered population. It is the result of adverse selection in insurance policies where lower risk policy holders choose to change policies or be uninsured.

[edit] External links

• Death Spiral or Euthanasia? The Demise of Generous Group Health Insurance Coverage