Credit repair software

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Credit repair software enables consumers to repair errors and inaccurate information in their credit reports and to boost their Credit score. In compliance with new laws protecting consumers, including the Fair Credit Reporting Act, several companies have introduced credit repair software giving consumers a glimpse into how their behavior actually affects their credit score. Some of these self-help, consumer or professional credit doctor software products guide the consumer through the complexities of credit scoring models, credit score simulation, loan qualification, and automate the process by generating letters for disputing errors and negotiating with creditors and tracking progress.

The most legitimate programs are those that have passed the strict guidelines for permissible purpose from the credit bureau and those that actually pull a credit report from within the software program.

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